Life

There are very few events in life that don't involve money in some way.  For example, getting married is an exciting time in people's lives but could prove very challenging if both spouses are not on the same page about spending, saving, and using credit.  Having a baby is the quintessential human experience, but according to the US Department of Agriculture (2013) the cost of a middle-income family to raise a child from birth to age 18 is over $245,000!  Buying a house is part of the American dream, but it's also the largest financial transaction that most people will make in their lives! 

So many of these life's events involve very specific, complex financial information, beyond basic concepts in the framework for building your financial house.   It pays to take a closer look at the financial issues surrounding them in order to make good choices and plan accordingly. 

Higher Education

Colleges and Universities
Financial Aid
Grants and Scholarships
Student Loans and Repayment
Savings Programs
Advanced Degrees, Designations, and Certifications

Jobs

Finding a Job
Evaluating Job Offers
Military Service
Job Loss and Income
Job Scams

Housing

Renting Basics
Buying A Home
Homebuyer Education and Pre-Purchase Counseling
Preparing to Buy
Mortgages and Pre-Approval
Finding a Home
Real Estate Agents
Making an Offer
Seller’s Disclosure
Loan Application and Good Faith Estimates
Property Appraisal and Inspections
Special Purchase Situations
Home Upkeep, Repairs, Improvement, and Major Purchases
Home Equity Loans, Refinancing, and Reverse Mortgages
Avoiding Foreclosure
Housing Counseling

 Family

Money and Relationship
Getting Married
 Having Children
Kids and Money
Major Illness
Divorce
Caring for Aging Parents

Retirement

How much will I need?
Retirement Income Sources
Individual Retirement Accounts (IRA’s)
Employer Plans: 401(k)’s, 403(b)’s, etc.
Annuities
Healthcare
Housing

End of Life

Income for Survivors
Transferring Property
Wills and Trusts
Medical Directives
Final Expenses
Estate Taxes